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Independent Demo — Public Data Sample

Public Bank Group
Financial Snapshot

FY 2025 — Public Data Sample

Figures on this page are selected from the Group's published FY2025 report. This is an independent sample presentation, not an official report or investment advice.

View Report Download PDF (Unavailable)
Executive Snapshot

Key Performance Indicators

Selected FY2025 Group figures reported for the year ended 31 December 2025. Amounts are rounded for presentation.

FY2025 Reported
Net Profit
7.224B

Net profit attributable to equity holders of the Bank (RM).

↑ +1.1% vs FY2024
FY2025 Reported
Total Assets
561.7B

Total Group assets at 31 December 2025 (RM).

↑ +3.4% vs FY2024
FY2025 Reported
Customer Deposits
447.1B

Total customer deposits at the end of December 2025 (RM).

↑ +3.2% vs FY2024
Financial Performance

Selected FY2025 Metrics

Reported profitability, asset quality and funding metrics. These are financial indicators, not service-quality or product recommendations.

FY2025 Reported
Net Return on Equity
12.8%

Net return on equity for the Group in FY2025.

FY2025 Reported
Gross Impaired Loans Ratio
0.51%

Group gross impaired loans ratio at end-2025.

FY2025 Reported
Loan-to-Fund & Equity Ratio
84.1%

Reported funding ratio at end-2025.

Total Assets Trend
FY2022–FY2025 Reported

Bar chart showing Public Bank Group total assets in RM billions for FY2022 to FY2025. A text data table is available below.

FY2022
FY2023
FY2024
FY2025
View data as table (text equivalent for screen readers)
Public Bank Group total assets (RM billion), FY2022–FY2025
Financial Year Total Assets (RM billion)
FY2022493.3
FY2023510.6
FY2024543.3
FY2025561.7
Reported Highlights

FY2025 at a Glance

Selected statements from the Group's published FY2025 business review.

  1. Deposit Growth

    Total customer deposits stood at RM447.1 billion at end-December 2025, representing 3.2% growth from 2024.

  2. Asset Quality

    The Group reported a 0.51% gross impaired loans ratio at end-2025, compared with 0.52% in 2024.

  3. Insurance Contribution

    The newly acquired LPI Capital Group contributed RM141.0 million to Public Bank Group net profit in 2025.

Design Principles

Responsible Design

General discussion prompts only. This section does not assess or make claims about Public Bank Group's products, controls, compliance, or customer experience.

Privacy by Design

A general design consideration for financial services. It is not an assessment of Public Bank Group's data-handling practices.

Accessibility First

A general design consideration for digital services. It is not an assessment of any Public Bank Group interface.

Security by Design

A general design consideration for financial services. It is not a statement about Public Bank Group's security architecture.

Highlights

Report-Based Highlights

Selected factual points from the Group's published FY2025 report.

FY2025 Reported

Profitability

Net profit attributable to equity holders of the Bank was RM7.224 billion for FY2025, compared with RM7.147 billion in FY2024.

1.1% year-on-year increase — Public Bank Group FY2025 Integrated Annual Report
FY2025 Reported

Funding Position

The report states that the Group's loan-to-fund and equity ratio was 84.1% in 2025, alongside 3.2% growth in total customer deposits.

Not a recommendation to buy, sell, hold, borrow, or deposit. — Public Bank Group FY2025 Integrated Annual Report
Transparency

Report Notes & Sources

Full disclosure on data origins and methodology for this demo.

Data & Methodology Disclosure

This page uses selected real, publicly reported financial data. Figures have been rounded for readability and should be checked against the original report before any business, investment, lending, or compliance use.

  • Primary source: Public Bank Group 2025 Integrated Annual Report, financial year ended 31 December 2025 (accessed 15 August 2026).
  • Selected figures: net profit attributable to equity holders of the Bank, total assets, total customer deposits, net return on equity, gross impaired loans ratio, loan-to-fund and equity ratio, and LPI Capital Group contribution.
  • Figures are Group-level unless the source label states otherwise; currency is Malaysian ringgit (RM).
  • No customer data, customer quotes, satisfaction scores, product comparisons, or service-performance claims are presented.
  • No investment, lending, deposit, insurance, or product recommendation is made or implied.
  • This page does not constitute financial advice, a prospectus, or a regulated disclosure document.
  • The total-assets chart uses reported historical values for FY2022–FY2025; it is a simplified visualisation, not an official chart.
  • The page has no affiliation with Public Bank Berhad or any other financial institution.